Whether you ride daily or just on the weekends, Suncoast Financial helps you protect your bike and yourself with simple, reliable coverage. From cruisers to sport bikes, we’ll help you find a policy that fits your lifestyle—and your budget.
What Can Motorcycle Insurance from Suncoast Financial Include?
Liability Coverage
May help cover injury or damage you cause to others in an accident.
Collision Coverage
May help pay to repair or replace your vehicle after an accident.
Comprehensive Coverage
May protect against theft, vandalism, and weather damage.
Uninsured Motorist
May cover your costs if the other driver doesn’t have enough (or any) insurance.
Medical Payments
May help with medical bills for you or passengers, no matter who’s at fault.
Accessories & Gear Protection
Optional coverage for custom parts, helmets, and riding gear.
Coverage varies by policy and state. Always check your plan for exact details.
Get the Best Rate with Built-In Savings
Smart coverage doesn’t have to come with a big price tag. We offer ways to help you save based on how—and what—you ride.
Safe Driver Discounts
No recent claims or violations? You may qualify for a lower rate.
Multi-Car or Multi-Policy Savings
Insure more than one motorcycle or bundle with auto, home, or renters coverage.
Rider Training Course Discounts
Completed a safety course? That may help you save even more.
Garage-Kept Discounts
Storing your bike safely can reduce your risk—and your premium.
How We Help
More Than Insurance. A Real Riding Partner.
At Suncoast Financial, we get that your motorcycle isn’t just a way to get around—it’s part of who you are. That’s why we make it easy to find the coverage that fits your ride, with support that doesn’t leave you hanging.
Easy Process
Get a quote in minutes. No stress, no sales pressure.
Coverage That Fits Your Life
Transparent pricing. Flexible options. No surprises.
Got Questions? We’ve Got Answers.
Is motorcycle insurance required by law?
In most states, yes. Liability coverage is typically the minimum requirement.
Can I get coverage if I’ve had a ticket or accident?
Most likely yes—we work with a variety of riding histories to get you covered.
What’s the difference between full coverage and basic liability?
Liability may help cover damage to others. Full coverage may also protect your bike with collision and comprehensive options.
Is custom equipment covered?
Most standard policies don’t include it automatically, but we offer accessory coverage for upgrades and gear.
Can I pause coverage in the off-season?
Some policies allow seasonal adjustments. Ask us about storage-friendly plans.
What kinds of motorcycles can be insured?
We cover a wide range of bikes—cruisers, sport bikes, touring models, scooters, and more. Just let us know what you ride, and we’ll match you with the right protection.
Still have questions?
Can’t find the answer you’re looking for? Please chat to our friendly team.
Have a question about coverage or want to explore your options? Our team is here to help you find the right insurance for your needs—fast, friendly, and stress-free. Send us a message and we’ll get back to you shortly.
